Now the need for PIN number for making UPI payment is gone. This month, National Payment Corporation of India (NPCI) had announced that now UPI payments can be done through fingerprint and Face ID also. Due to this biometric authentication, there will be a lot of convenience for the users and especially the senior citizens and the fraud in the name of PIN will also be curbed. Today we are going to tell you how payment can be made through fingerprint and Face ID.
Do this work first
First of all update your UPI app. After this go to the settings or profile section of the app. After this look for the option of biometric authentication. Go to this option and enable Face Unlock for UPI payment. At last you will have to give confirmation by entering the PIN number.
How to make UPI payment through fingerprint?
After enabling biometric authentication, you will be able to make payments through fingerprint and Face ID. To make payment through fingerprint, unlock the UPI app and start payment. After this enter the payment amount and select the Use Biometric option. After this, authenticate the payment by placing your finger on the fingerprint sensor of the phone. In this way your payment will be completed.
This is how payment will be done through Face ID
Just like fingerprint, you can make payment with the help of Face ID. For this, start payment and enter the amount. After this, when the option of payment authentication comes, tap on Use Face ID in it. After tapping, look at the front camera of the phone and your payment will be completed in the blink of an eye.
Most digital transactions happen through UPI
Digital transactions have increased rapidly in India for some time. Talking about UPI, its share in digital transactions is highest. According to a report, last year there were 17,221 crore transactions through UPI in India, whereas in 2019 this number was only 1,079 crore. If we look at the total value of these transactions, there was a transaction of Rs 18.4 lakh crore in 2019, whereas in 2024 there was a transaction of about Rs 247 lakh crore.
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